OUR SMS TERMS & CONDITIONS & PRIVACY POLICY
OUR SMS TERMS & CONDITIONS & PRIVACY POLICY
OUR SMS TERMS & CONDITIONS & PRIVACY POLICY
Effective Date: February 19, 2026
Morgan Lighthouse Insurance Agency ("we," "our," or "us") is committed to protecting your privacy and ensuring your personal information is handled responsibly. This Privacy Policy explains how we collect, use, share, and protect your information when you interact with us or use our website.
Information We Collect
Personal Information: We may collect your name, phone number, email address, and other contact information you provide when engaging with our services.
Usage Information: We may gather technical data, such as your IP address, browser type, and interactions with our website, to improve user experience.
Cookies and Tracking Technologies: We may use cookies and similar tools to enhance website functionality and analyze user activity.
How We Use Your Information
To provide and improve our services.
To communicate with you regarding products, services, and offers you may be interested in.
To ensure compliance with legal and regulatory requirements.
To protect our systems and detect fraud or unauthorized activity.
Sharing Your Information
We take your privacy seriously and will not sell or distribute your information to any unaffiliated third parties without your consent. We may share your data:
With trusted service providers who assist in business operations (e.g., marketing, IT support).
When required by law or to comply with legal processes.
To protect the rights, property, or safety of our company, clients, or others.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS Terms & Conditions
SMS Consent Communication: Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
Types of SMS Communications: If consent has been given to receive text messages from Morgan Lighthouse Insurance Agency, messages may be received related to the following: Conversational Purposes. Example: "Hi Karen, this is Nathan with Morgan Lighthouse Insurance Agency. I see your renewal is coming up, do you have time today for a quick phone call to go over your options? Reply STOP to opt out."
Message Frequency: Message frequency may vary depending on the type of communication.
Potential Fees for SMS Messaging: Standard message and data rates may apply, depending on the carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.
Opt-In Method: Opt-in to receive SMS messages from Morgan Lighthouse Insurance Agency can be done by online form.
Opt-Out Method: Opting out of receiving SMS messages can be done at any time by replying "STOP" to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.
Help: For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at https://morganlighthouse.com/get-in-touch.
Standard Messaging Disclosures: Message and data rates may apply. Opt out at any time by texting "STOP." For assistance, text "HELP" or visit our Privacy Policy at https://morganlighthouse.com/privacy-policy. Message frequency may vary.
Your Consent
By providing your phone number, you consent to Morgan Lighthouse Insurance Agency contacting you by call or text, including if your number is on the National Do Not Call Registry. Consent is not a condition of purchase, and you can opt out at any time by replying "STOP" to text messages.
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Morgan Lighthouse Insurance Agency. This includes SMS messages for conversational purposes. Message frequency varies. Message and data rates may apply. See our privacy policy at https://morganlighthouse.com/privacy-policy. Message HELP for help. Reply STOP to any message to opt out.
Security Measures
We implement industry-standard security protocols to protect your personal information. However, no system is completely secure, and we advise users to exercise caution when sharing sensitive data.
Your Rights
You have the right to:
Access, correct, or delete your personal information.
Opt out of marketing communications at any time.
Request information about the data we collect and how it is used.
Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. The effective date will be updated, and significant changes will be communicated as appropriate.
Contact Us
If you have questions or concerns regarding our Privacy Policy, please contact us at (602) 345-0095 or nathan@morganlighthouse.com.