Effective Date: February 17, 2026

Morgan Lighthouse Insurance Agency, LLC ("we," "our," or "us") is committed to protecting your privacy and ensuring your personal information is handled responsibly. This Privacy Policy explains how we collect, use, share, and protect your information when you interact with us or use our website.

Information We Collect

• Personal Information: We may collect your name, phone number, email address, and other contact information you provide when engaging with our services.

• Usage Information: We may gather technical data, such as your IP address, browser type, and interactions with our website, to improve user experience.

• Cookies and Tracking Technologies: We may use cookies and similar tools to enhance website functionality and analyze user activity.

  
  

How We Use Your Information

• To provide and improve our services.

• To communicate with you regarding products, services, and offers you may be interested in.

• To ensure compliance with legal and regulatory requirements.

• To protect our systems and detect fraud or unauthorized activity.

  
  

Sharing Your Information

We take your privacy seriously and will not sell or distribute your information to any unaffiliated third parties without your consent. We may share your data:

• With trusted service providers who assist in business operations (e.g., marketing, IT support).

• When required by law or to comply with legal processes.

• To protect the rights, property, or safety of our company, clients, or others.

  
  

SMS opt-in and phone numbers collected for SMS consent will not be shared with any third party or affiliate company. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Your Consent

By providing your phone number, you consent to Morgan Lighthouse Insurance Agency, LLC contacting you by call or text, including if your number is on the National Do Not Call Registry. Consent is not a condition of purchase, and you can opt out at any time by replying "STOP" to text messages.

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Morgan Lighthouse Insurance Agency, LLC. This includes SMS messages for account notifications. Message frequency varies. Message and data rates may apply. See our privacy policy at https://morganlighthouse.com/privacy-policy. Message HELP for help. Reply STOP to any message to opt out.

Security Measures

We implement industry-standard security protocols to protect your personal information. However, no system is completely secure, and we advise users to exercise caution when sharing sensitive data.

Your Rights
You have the right to:

• Access, correct, or delete your personal information.

• Opt out of marketing communications at any time.

• Request information about the data we collect and how it is used.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. The effective date will be updated, and significant changes will be communicated as appropriate.

Contact Us

If you have questions or concerns regarding our Privacy Policy, please contact us at (602) 345-0095 or nathan@morganlighthouse.com.